Mortgage Consultant

Job Summary:Mortgage Consultant

As a Mortgage Consultant with PNC, your role involves assisting clients in navigating the mortgage procedure to realize their dream of homeownership. Your responsibilities include overseeing a collection of client accounts, offering knowledgeable advice on various mortgage options, and guaranteeing adherence to borrowing standards.

Responsibilities:

• Provides suggestions on mortgage loan options based on both lending regulations and the specific needs of the borrower.
• Oversees a group of client connections, actively looking for ways to maintain current customers while also cultivating relationships with potential new clients through assertive sales strategies.
• Creates and designs tailored loan options while examining paperwork to guarantee adherence with regulations.
• Maintains effective management of the customer funnel to achieve production and service targets.
• Works together with both internal and external associates to ensure the seamless completion of mortgage transactions.
• Gathers and evaluates financial data from customers with intricate or multifaceted borrowing needs.
• Offers professional advice on mortgage options and banking products to cater to the requirements of clients.
• Shows a comprehensive understanding of PNC's range of products, online resources, and borrowing guidelines.

Benefits:

• PNC provides an inclusive benefits package created to assist you presently and in the long term, encompassing:
• Health insurance, dental care, and vision benefits (including Health Savings Account choices) are offered
• Providing life insurance coverage for employees and their families is essential in ensuring financial security in case of unexpected events
• Short- and long-term disability coverage offers financial support for individuals unable to work due to illness or injury in the immediate or extended period
• A 401(k) program coupled with employer contributions, retirement benefits, and opportunities to buy company stocks
• Reimbursement for dependent care refers to the compensation provided for expenses related to taking care of dependents, such as children or elderly family members
• Reimbursement for adoption, surrogacy, and doula services
• Support with education (including some programs that cover all costs) is available
• Wellness initiatives offering financial rewards aim to motivate individuals to participate in healthy behaviors by providing monetary incentives

Qualifications & Experience:

• Demonstrated achievements in the field of mortgage sales or comparable financial services positions.
• Extensive understanding of mortgage offerings, financial services, and the procedures involved in initiating loans.
• Experienced in identifying potential clients, maintaining relationships, and ensuring precise documentation.
• Proficient communication skills, strong financial evaluation, and consultative sales expertise.
• Usually necessitates a diploma from a college or university (or a comparable blend of academic background and practical knowledge).
• No particular credentials needed.

Additional Information:

• Background Checks: Applicants must undergo further scrutiny as mandated by regulations set forth by the Consumer Financial Protection Bureau.
• Adherence to regulations: This role falls under the jurisdiction of Section 19 of the Federal Deposit Insurance Act (FDIA) and may also be subject to the regulations outlined in the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or FINRA obligations for registered positions.
• PNC ensures that all qualified candidates have an equal chance at employment opportunities, irrespective of their race, gender, color, religion, age, national origin, sexual orientation, disability, gender identity, or veteran status.

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