Mortgage Loan Representative

Job Description:Mortgage Loan Representative

Tasked with spearheading sales and marketing efforts for Truist Mortgage Loan products while following bank protocols. Ensures successful referrals to supplementary bank services and insurance products, offering clients high-quality guidance.

Crucial tasks and mandates:

• Implement effective marketing plans for mortgages and business development to accomplish or surpass production goals.
• Maintain a detailed understanding of the mortgage strategies, policies, procedures, and secondary market investor guidelines endorsed by Truist.
• Follow Truist policies and procedures rigorously, integrating compliance with both state and federal regulations.
• Dispensing sound advice on mortgages with a deep understanding of the client's needs and a focus on the benefits of Truist Mortgage solutions.
• Maintain the ongoing practice of facilitating connections between mortgage clients and additional banking services following Truist's referral process.
• Support in managing the documentation follow-up tasks for mortgage loans concerning clients, legal advisors, or property assessors as stipulated during quality control or post-settlement examination.

Qualifications:

• Prior experience of one year in banking or lending is mandatory, along with a basic understanding of the various types of residential properties.
• Proficient in organization, adept at both written and verbal communication.
• Proficient in building relationships and skilled in the art of negotiation.
• Competence in appropriate computer programs.
• Compliance with the specifications outlined in the SAFE Mortgage Licensing Act entails fulfilling NMLS registration and passing a background screening within 30 days.

Preferred Qualifications:

• A suitable background for this role includes a bachelor's degree in Business, Marketing, Accounting, or a similar discipline, or relevant financial sales expertise.
• Over two years of experience in residential mortgage lending, offering comprehensive knowledge of the local market dynamics and regulatory protocols.
• Demonstrated track record of sales success and previous roles in leading teams.

Equal Opportunity Statement:

Truist takes a firm stance against discrimination in the workplace, affirming that all individuals deserve fair treatment and opportunities irrespective of their race, gender, color, religion, nationality, age, sexual orientation, gender identity, disability, veteran status, or any other protected status under the law. Truist enforces a zero-tolerance policy for drug use in the workplace to ensure a professional and secure environment for all employees.

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