Loan Consultant

Job Description for Loan Consultant:

As a Loan Consultant at PNC, you will guide customers through the mortgage process and help them achieve their homeownership goals. Your responsibilities will include managing customer relationships, providing expert advice on mortgage solutions, and ensuring compliance with lending guidelines and industry regulations.

Key Responsibilities for Loan Consultant:

• Recommend mortgage loan options that align with lending requirements and the financial needs of customers.
• Manage a portfolio of client relationships while actively identifying opportunities to retain existing customers and generate new business through proactive sales efforts.
• Create customized loan solutions and review documentation to ensure compliance with company and regulatory standards.
• Maintain and manage the customer pipeline effectively to achieve production and service goals.
• Collaborate with internal departments and external business partners to ensure mortgage transactions are completed smoothly and efficiently.
• Collect and analyze financial information from customers with complex or diverse borrowing needs.
• Provide professional guidance on mortgage products, lending options, and related banking services tailored to customer needs.
• Maintain extensive knowledge of PNC products, digital banking tools, and lending policies.

Benefits for Loan Consultant:

PNC offers a comprehensive benefits package designed to support employees both now and in the future, including:

• Medical, dental, and vision insurance coverage, including Health Savings Account (HSA) options.
• Life insurance coverage for employees and eligible family members.
• Short-term and long-term disability protection.
• 401(k) plans with company matching contributions, pension options, and employee stock purchase programs.
• Dependent care reimbursement accounts and backup child/elder care support.
• Adoption, surrogacy, and doula reimbursement assistance.
• Educational assistance programs, including select fully funded opportunities.
• Wellness programs featuring financial incentives and health-focused resources.

Qualifications for Loan Consultant:

• Proven success in mortgage sales or related financial services positions.
• Strong understanding of mortgage products, banking services, and loan origination processes.
• Experience in client relationship management, business development, and maintaining accurate documentation.
• Excellent communication, financial analysis, and consultative sales abilities.
• A college degree or an equivalent combination of education and professional experience is generally preferred.
• No specific certifications or licenses are required unless mandated by applicable regulations.

Additional Information:

• Background Checks: Candidates may be required to complete additional screenings in accordance with Consumer Financial Protection Bureau (CFPB) regulations.
• Regulatory Compliance: This role may be subject to Section 19 of the Federal Deposit Insurance Act (FDIA), the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), and/or FINRA requirements for registered positions.
• Equal Employment Opportunity: PNC is committed to providing equal employment opportunities to all qualified applicants regardless of race, color, religion, gender, age, national origin, disability, veteran status, sexual orientation, or gender identity.

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