Floating Investment Operations Analyst

Job Summary for Floating Investment Operations Analyst:

A Floating Investment Operations Analyst provides personalized financial solutions by assisting customers with daily banking needs, opening and maintaining accounts, and recommending appropriate products and services.

Primary job duties and responsibilities:

Business Development:

• Establish a steady rhythm for SBA business progress within the market, covering a range of elements like:
• Organizing calls and monitoring outcomes
• Client retention calls
• New client prospecting
• Engaging in telephone conversations as part of external outreach efforts
• Networking events
• Maintain and broaden a sophisticated COI base consisting of community and business influencers to boost referral generation
• Accountable for sales-related activities, credit analysis, structuring loans correctly, packaging and submitting SBA loan requests, conducting client interviews, and assessing individual qualities
• Foster and create innovative networks to expand the scope of your business relationships

Credit Acumen:

• Shows adeptness in interpreting financial tools and credit opportunities for businesses, highlighting:
• Structuring customized terms and offerings based on the business needs, asset lifespan, and strategies for expansion
• Examining financial statements and tax returns is a necessary step in determining the creditworthiness and risk of applicants seeking credit
• Matching credit demands in the short and long terms with the ebb and flow of business sales cycles and future expansion plans
• Provides guidance to future clients regarding the principles that financial institutions follow when assessing loan requests, SBA schemes, and pertinent governmental statutes
• Facilitates communication between attorneys, loan closing specialists, and internal team members to ensure loans are closed and funded promptly
• Ensures a harmonious blend of meeting business needs, addressing customer desires, and controlling risk exposure
• Abides by the ethical guidelines outlined by Seacoast Bank’s Code of Conduct
• Acts as a mentor and coach for new SBA lenders in their professional growth
• Ensures adherence to the bank's policies and procedures, with a focus on meeting BSA, AML, and OFAC requirements
• Assesses loan applications and compiles essential applicant information while adhering to fair lending principles and ethical sales techniques
• Manages customer complaints in a timely and professional fashion, escalating any unresolved matters as required

Education And Experience:

• Meeting the educational standard of a high school diploma or equivalent is obligatory
• Having a college degree in a financial-related field is the preferred qualification
• A minimum of five years of directly related experience in SBA lending is the preferred background for applicants
• Business development and financial services positions call for a minimum of 10 years of relevant experience
• Exceptional communication skills across written, verbal, and interpersonal domains
• Proficiency in utilizing desktops, laptops, tablets, smartphones, and Microsoft Office software

Apply Now