Credit Officer

Role Overview:

A Credit Officer is a financial professional responsible for supporting clients across various banking services such as account opening, transaction processing, financial advisory, and promotion of banking products. The role is essential in strengthening customer relationships, ensuring compliance with regulatory standards, and contributing to the overall growth of the financial institution.

Primary Responsibilities:

Guide customers in routine banking activities such as deposits, withdrawals, and fund transfers
Open and maintain both personal and corporate banking accounts
Provide advisory support on financial products including loans, credit cards, and savings plans
Assess customer needs and recommend appropriate financial solutions
Build and maintain strong customer relationships to ensure satisfaction and loyalty
Ensure strict adherence to internal policies and regulatory requirements
Resolve customer complaints and disputes in a professional and timely manner
Support branch sales and service objectives through teamwork and coordination
Maintain accurate and up-to-date records and documentation

Benefits Package:

Medical, dental, and vision insurance coverage
Health Savings Account (HSA) and Flexible Spending Account (FSA) options for tax-advantaged healthcare savings
Employee Assistance Program (EAP) providing mental health and wellness support
401(k) retirement plan with employer matching contributions
Employee Stock Purchase Plan (ESPP) enabling discounted stock purchases through payroll deductions
Performance-based bonus programs linked to individual and organizational achievements

Credit Officer

Location : North Myrtle Beach, SC, 29597