Lending Portfolio Manager

Lending Portfolio Manager

Job Description:

A Portfolio Manager position is currently open within the Commercial Real Estate Group (CREG) which involves evaluating, overseeing credit activities, and managing portfolios that include acquisition, value-add/bridge, and construction loans for all asset types.

Responsibilities:

• Aid the RM in structuring, evaluating, and supervising non-owner-occupied commercial real estate loans while adhering to the Bank's established regulations and principles.
• Support the Relationship Manager by connecting with clients and legal counsel, bridging the gap between various departments such as credit assessment and commercial support teams.
• Assessing and preparing pre-screening notes, official loan approval communications, adjustments, annual appraisals, and revisions to risk classifications.
• Continuous portfolio supervision includes tracking financial reports, ensuring compliance with agreements, and reviewing risk ratings to make adjustments when required.
• Ensure that all activities follow the Bank's regulations and credit criteria.
• Handle miscellaneous administrative duties and specialized initiatives as necessary to manage a client base.

Qualifications:

• The position calls for a bachelor's degree or a combination of education and closely related experience.
• Candidates with a commercial banking background of 5-10 years, including a minimum of 2 years managing commercial real estate portfolios, are sought after for this position.
• Strong underwriting understanding, Excel modeling proficiency, and effective business writing aptitude.
• Attention to detail.
• Skill in the analysis of personal, corporate, and fund financial statements.
• Demonstrates a robust comprehension of credit policy and procedures and excels in accurately rating the risk of loans/credits.
• Establish remedies for troubled loan credits.
• Shows proficiency in treasury practices and derivative offerings, highlighting the adeptness in leveraging the Bank's resources to offer comprehensive services that meet the company's needs with efficacy.

Apply Now