Job Description:

As a Business Banker at First Citizens Bank, you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers are responsible for acquiring and managing a portfolio of business banking relationships.This associate engages bank partners to provide a full range of deposit and related business services. Larger relationships may be managed with manager approval and/or appropriate partner support. Develops and maintains an active prospect list, customer outreach plan and quality referral sources in accordance with a sales plan to achieve production goals and profitability objectives.

Responsibilities:

In this role you will get to:

Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
Leverage your network to engage with local business owners and companies to develop business lending opportunities.
Represent the bank in the community by attending and participating in civic, community and networking events.
Engage in an efficient loan approval process with open communication and exposure to credit partners.
Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Qualifications:

Bachelor’s degree and at least 4 years of experience in business lending, credit, or business development; OR High School diploma/GED and at least 8 years of experience in business lending, credit, or business development.
Demonstrated business development experience and proven ability to generate and grow client relationships.
Strong financial analysis and credit underwriting skills.
Knowledge of business lending products, deposit products, and cash management solutions.
Excellent communication, negotiation, and presentation skills.

Preferred Qualifications:

Established COI's and referral sources
Financial analysis and credit underwriting skills
Knowledge of business lending, deposit and cash management solutions
Ability to provide financial guidance and expertise
Sales planning and forecasting experience

Business Banker

Location : South San Francisco, CA, 94080