Underwriting Quality Specialist

Underwriting Quality Specialist

Job Summary:

The Underwriting Quality Specialist is responsible for reviewing and evaluating underwriting decisions to ensure accuracy, consistency, and compliance with internal credit policies and regulatory requirements. This role involves assessing new loan originations and renewals, including mortgage warehousing, mortgage servicing rights, working capital lines of credit, and other commercial lending products. The position requires close collaboration with underwriting teams and lending officers to ensure adherence to established credit standards in a fast-paced environment.

Key Responsibilities:

• Perform post-underwriting quality control reviews to ensure compliance with internal credit policies and regulatory guidelines.
• Analyze complex financial statements and loan structures to validate underwriting decisions and risk assessments.
• Identify trends, discrepancies, and areas of risk, escalating significant findings to senior management when necessary.
• Provide feedback and guidance to underwriters and credit analysts to promote consistency and best practices.
• Collaborate with credit, sales, processing, and treasury management teams to strengthen quality assurance standards and support operational excellence.

Qualifications:

• 2+ years of related underwriting, credit analysis, or quality control experience.
• Bachelor’s degree or equivalent experience required.
• Working knowledge of general banking operations, including loan administration, deposit operations, treasury management, and commercial banking products.
• Understanding of regulatory requirements, legal compliance obligations, and industry best practices.
• Strong verbal and written communication skills.

What We Offer:

• Competitive compensation and benefits package
• Ownership stake in the company
• Medical and dental insurance coverage
• Paid time off
• 401(k) matching program
• Tuition assistance program
• Employee volunteer program
• Wellness program

About Western Alliance Bank:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation and operates divisions including Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank. AmeriHome Mortgage is also part of the Western Alliance Bank family of companies. Member FDIC.

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