Old National Bank is seeking a Banking Executive to join its Commercial Banking team. This position focuses on building and managing relationships with business customers, identifying lending and deposit opportunities, and delivering financial solutions tailored to client objectives. The role requires strong relationship management, business development, credit knowledge, portfolio oversight, and a commitment to exceptional client service.
Benefits:
Competitive compensation with performance-based incentive opportunities.
Medical, dental, and vision insurance coverage.
401(k) retirement savings program to support long-term financial planning.
Professional development, training, and continuing education opportunities.
Employee Assistance Program providing resources for personal and professional needs.
Employee-led groups that encourage inclusion, engagement, and diverse perspectives.
Career advancement opportunities within a collaborative, community-focused organization.
Qualifications:
Bachelor's degree or an equivalent combination of education and relevant experience.
At least five years of experience in commercial banking, business lending, or a related financial services role.
Strong knowledge of commercial lending practices, credit evaluation, loan structuring, and banking regulations.
Proven ability to generate business opportunities and achieve sales objectives.
Excellent written, verbal, interpersonal, negotiation, and presentation skills.
Key Success Measures:
Meet or exceed established goals for commercial loan and deposit growth.
Maintain strong credit quality across the commercial loan portfolio.
Expand the customer base while strengthening relationships with existing clients.
Support business growth through responsive and high-quality customer service.
Responsibilities:
Business Development:
Develop new commercial banking relationships through networking, referrals, community involvement, and proactive outreach.
Identify opportunities for loans, deposits, treasury services, and other banking solutions.
Build lasting partnerships with business owners, developers, professional contacts, and community organizations.
Understand client financial objectives and recommend appropriate products and services.
Loan Origination:
Review commercial loan requests to confirm appropriate structure, pricing, documentation, and compliance with lending standards.
Analyze financial statements, cash flow, credit information, and other data to assess creditworthiness.
Work with credit, underwriting, lending, and operations teams to facilitate efficient loan processing.
Guide clients through loan applications, documentation, approval, and closing requirements.
Portfolio Management:
Manage and develop an assigned portfolio of commercial banking relationships.
Monitor portfolio performance, financial conditions, and overall credit quality.
Identify opportunities to expand existing relationships through additional banking products and services.
Address portfolio concerns proactively by coordinating with internal teams to develop effective solutions.
Key Skills:
Strong business development, sales, and relationship management abilities.
Knowledge of commercial lending, credit analysis, risk assessment, and portfolio management.
Excellent financial analysis and problem-solving capabilities.
Effective communication, negotiation, presentation, and client engagement skills.
Ability to develop lasting client partnerships and collaborate across departments.
Client Focus:
Build trusted relationships by understanding client business goals and financial priorities.
Provide practical financial recommendations while maintaining responsible lending standards.
Deliver timely, personalized service throughout the client relationship.
About Old National Bank:
Since its founding in 1834, Old National Bank has been dedicated to providing financial services to clients and communities. The bank is focused on helping individuals and businesses achieve their financial goals while also supporting the communities it serves. Employees benefit from a collaborative, inclusive, and ethical workplace that promotes professional growth and fosters meaningful client relationships.