PNC

PNC

Credit Officer

Location : Smithfield, VA, 23431

Job Type : Other

Date Posted : 23 February 2026

Position Overview for Credit Officer:

As a Credit Officer at PNC, you will provide exceptional customer service, help customers manage their financial transactions, and support branch operations. You will create a positive customer experience while identifying opportunities to promote PNC products and services.

Responsibilities:

  • Delivers a special customer interaction that prioritizes better financial stability and cultivating customer fidelity.
  • Deals with a diverse range of customer interactions promptly and accurately.
  • Informs customers about the different alternatives they can consider for their financial dealings.
  • Recognizes potential openings during customer interactions and delegates them to the relevant branch representatives.
  • Engages in lobby initiatives and impactful dialogues with customers.
  • Shapes PNC solutions to meet the demands of clients.
  • Spotlights sales prospects and steers customers towards the appropriate team members for expanding connections.
  • Assists clients in familiarizing themselves with digital banking tools, technology alternatives, and self-service options for better financial transaction management.
  • Uses knowledge of products and processes to successfully resolve customer challenges.
  • Verifies the precise completion of teller and branch operations by adhering strictly to PNC's policies and procedures.

Preferred Skills:

  • Accountability
  • Banking Knowledge
  • Client Loyalty
  • Customer Experience (CX)
  • Customer Service
  • Identifying Opportunities
  • Leveraging Technology
  • Proactive Sales Approach

Minimum Requirements:

  • Previous experience is not a prerequisite.
  • This level of positions generally does not require a university or college degree.
  • The preference is for individuals with a high school diploma or its equivalent.
  • Comparable arrays of education, job-specific credentials, or relevant background (such as military service) will be considered.
  • No degree required.
  • Certifications or licenses are not compulsory.

Benefits:

PNC offers a complete set of benefits aimed at supporting you in the present as well as down the line:

  • Coverage encompassing medical, dental, and vision services
  • Life Insurance
  • Protection from Disability in the Near and Extended Future
  • PNC employees can take advantage of the company's matching contributions in the 401(k) plan, as well as opportunities to join the pension and stock purchase programs
  • A Dependent Care Reimbursement Account is a valuable tool that helps employees save money on eligible dependent care expenses by using pre-tax dollars
  • Backup Child/Elder Care
  • The policy on Reimbursement for Adoption, Surrogacy, and Doula Services details the provisions for financial assistance in these areas
  • Educational Assistance (encompassing fully covered programs) is designed to support individuals in their educational pursuits
  • Financial incentives are a component of the wellness initiative to motivate individuals to prioritize health and well-being
  • Paid Time Off

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